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How Much Property Can You Afford in Bulgaria?

Bulgarian banks typically cap total monthly debt at 50% of net income. This tool applies that rule alongside LTV limits to show the maximum property price you can realistically afford.

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We're putting the finishing touches on this tool. Meanwhile, our team can run the calculation manually for you within 24 hours.

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Frequently asked questions

What deposit do I need to buy in Bulgaria?+

Residents typically need 15–20% down, EU buyers around 20–30%, and non-EU buyers 40–50%.