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Property ROI Calculator — 10-Year Returns on Bulgarian Real Estate
Combines rental cash flow, capital appreciation and mortgage leverage into a single 10-year ROI figure. Useful when comparing a Sofia city flat against a Bansko ski apartment or a Sunny Beach short-let portfolio.
Total ROI (5 yrs)143.7%
Annualised ROI28.73%
Cash invested€51,000
Cash-on-cash (year 1)12.48%
Projected value€191,442
Total return€73,266
Excludes financing interest. Combine with our Mortgage Calculator for full cash-flow modelling.
By city
Property ROI Calculator for every Bulgarian hotspot
Frequently asked questions
How is ROI calculated?+
Total return = (rental cash flow + capital appreciation − costs − interest) ÷ total invested equity, annualised over the chosen horizon.
Which cities have historically delivered the highest ROI?+
Over 2015–2025, Sofia and Plovdiv delivered the strongest blended ROI thanks to steady appreciation and stable long-term rents.